How It Works
How car finance works
A clear, discreet process for arranging prestige, performance and luxury vehicle finance, guided by Preston Edwards Motor Finance from initial enquiry through to completion.
A considered process,
without unnecessary noise.
Preston Edwards Motor Finance helps clients arrange finance for prestige, performance, luxury and specialist vehicles. The process begins with understanding the vehicle, the finance requirement and how you intend to use or own the car.
We then look at suitable finance routes and introduce proposals to lenders from our panel where appropriate. Preston Edwards Motor Finance is a trading style of The Funding Store Ltd, which is a credit broker, not a lender.
Clear from the outset. We explain what information may be needed, which finance products may be available and how lender criteria can affect the structure of an agreement before a proposal is submitted.
How it works
Tell us about
the vehicle
Share a few details about the car you’d like to finance.
We structure
the finance
We approach our specialist lenders to find the right fit.
Read, review
and sign
You review the terms and sign the finance documents.
Collect your
keys
Once completed, you’re ready to collect your vehicle.
What shapes the
finance structure.
Every application is considered in context. Vehicle profile, ownership plans and lender criteria can all influence how a suitable finance agreement is approached.
The vehicle
Make, model, age, mileage, specification, condition, value and provenance may all affect lender appetite.
The structure
Deposit, term, monthly repayment preference, final payment and ownership plans can shape the route.
The lender fit
We consider which lenders from our panel may be appropriate before submitting a proposal.
The paperwork
Clear documentation, review and signing help ensure the process remains organised through to completion.
Hire
Purchase
A clear route to ownership with fixed monthly repayments over an agreed term.
Explore HP
Personal Contract
Purchase
A flexible structure with monthly payments and an optional final payment.
Explore PCP
Lease
Purchase
A structure that may suit clients seeking lower monthly payments with a final balloon.
Explore Lease Purchase
Refinance
Restructure an existing finance agreement on a qualifying vehicle.
Explore Refinance