Car Refinance
Car refinance,
arranged with care.
Refinance options for qualifying prestige, performance and specialist vehicles, arranged with clarity, discretion and careful lender consideration.
Restructure.
Review. Refinance.
Refinance may help review an existing agreement or explore a new structure against a qualifying vehicle.
Review your existing
vehicle finance.
Car refinance may allow you to review an existing finance agreement and explore whether a new structure is available against a qualifying vehicle. Suitability depends on the vehicle, agreement, valuation, lender criteria and your circumstances.
Preston Edwards Motor Finance works as a credit broker, not a lender. We help introduce clients to suitable refinance options through our panel of lenders, with clear explanation and discreet communication throughout.
Designed around the existing vehicle. Refinance may be considered where the car, current finance agreement, valuation and lender criteria make a new structure suitable.
How car refinance
can work.
The exact structure will depend on the existing agreement, vehicle valuation, lender criteria, affordability and the purpose of the refinance. We help explain the process clearly before an application is submitted.
Existing agreement review
We review the current finance position, including settlement information where available.
Vehicle valuation
The vehicle value, age, mileage, condition and specification are considered by lenders.
New finance structure
A new agreement may be explored where the vehicle and client profile meet lender criteria.
Completion and settlement
Where approved, the new finance can be completed and the existing position handled accordingly.
What to consider with
car refinance.
Refinance suitability depends on the vehicle, existing finance position, valuation, equity, affordability and lender criteria.
Vehicle suitability
Vehicle age, value, mileage, condition and specification can all influence lender appetite.
Current agreement
The existing finance position and settlement figure will usually need to be reviewed.
Valuation and equity
Where suitable, the vehicle valuation may help determine whether equity is available.
Affordability
Any new finance agreement must remain suitable and affordable for your circumstances.
How it works
Tell us about
the vehicle
Share a few details about the car you’d like to finance.
We structure
the finance
We approach our specialist lenders to find the right fit.
Read, review
and sign
You review the terms and sign the finance documents.
Collect your
keys
Once completed, you’re ready to collect your vehicle.
Car refinance
FAQs.
A few common questions about refinancing a prestige, performance or specialist vehicle.
What is car refinance?
Car refinance is where an existing finance position is reviewed and, where suitable, a new finance agreement may be arranged against a qualifying vehicle. Suitability depends on the vehicle, valuation, current agreement, lender criteria and your circumstances.
Can I refinance a prestige or performance car?
In some cases, yes. Prestige, performance and specialist vehicles may be considered for refinance subject to status, vehicle suitability, valuation and lender criteria.
Can refinancing release equity from a vehicle?
Where suitable, refinancing may allow equity to be released from a qualifying vehicle. This depends on the vehicle valuation, outstanding finance, lender criteria and affordability.
Are you a lender?
Preston Edwards Motor Finance is a credit broker, not a lender. We introduce clients to suitable finance options through our panel of lenders.