Classic Car Finance
Classic car finance,
handled with care.
Specialist finance for collectable, cherished and appreciating vehicles, arranged with clarity, discretion and careful lender consideration.
Finance for collectable and
cherished vehicles.
Finance for collectable
and cherished vehicles.
Classic car finance often requires a more considered approach than standard vehicle finance. Age, provenance, condition, valuation and market desirability can all influence how a suitable finance structure is reviewed.
Preston Edwards Motor Finance works as a credit broker, not a lender. We help introduce clients to suitable finance options through our panel of lenders, with clear explanation and discreet communication throughout.
Designed for special cars. Whether you are financing a cherished classic, a modern classic or a collectable vehicle, we help arrange finance around the car and the ownership journey.
Hire
Purchase
A clear route to ownership with fixed monthly repayments over an agreed term.
Explore HP
Personal Contract
Purchase
A flexible structure with monthly payments and an optional final payment.
Explore PCP
Lease
Purchase
A structure that may suit clients seeking lower monthly payments with a final balloon.
Explore Lease Purchase
Refinance
Restructure existing finance or explore releasing equity from a qualifying classic car.
Explore Refinance
What matters when funding a
classic car.
What matters when
funding a classic car.
The correct finance route depends on the car itself as well as the client. Age, provenance, valuation, condition and intended ownership can all matter.
Provenance
History, originality and documentation can influence how a classic car is viewed.
Vehicle valuation
Specialist or independent valuation may be relevant for certain classic vehicles.
Condition and age
Vehicle age, restoration quality and condition can affect lender appetite and structure.
Ownership plans
Whether the car is for collection, occasional use or long-term ownership can shape the route.
How it works
Tell us about
the vehicle
Share a few details about the car you’d like to finance.
We structure
the finance
We approach our specialist lenders to find the right fit.
Read, review
and sign
You review the terms and sign the finance documents.
Collect your
keys
Once completed, you’re ready to collect your vehicle.
Classic car finance
FAQs.
A few common questions about arranging finance for collectable and cherished vehicles.
Can you arrange finance for older classic cars?
Yes, subject to status, lender criteria and the vehicle itself. Classic cars may require specialist consideration due to age, value, provenance, condition or rarity.
Which finance options are available for classic cars?
Depending on suitability, options may include Hire Purchase, Personal Contract Purchase, Lease Purchase or Refinance. The right route depends on the car, valuation, deposit, ownership plans and lender requirements.
Can I refinance an existing classic car?
In some cases, yes. Refinance may be considered where the vehicle, agreement, valuation and lender criteria are suitable.
Are you a lender?
Preston Edwards Motor Finance is a credit broker, not a lender. We introduce clients to suitable finance options through our panel of lenders.